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All products listed may be held in different structures, entities, and customized to meet the client's specific situations and personal requirements. The following is a partial list of the most popular and widely used products.
Some of the more significant advantages or differences between the two forms of annuities programs are as follows:
MONEY MANAGEMENT
service providers give you access to the top performing "buy and hold" international private money managers with excellent long term track records for consistent superior performance and wealth preservation. Top performing global money mutual fund managers on all stock exchanges are part of this category.
THE PRIVATE ANNUITY
provides you with a tax deferral until the repatriation of the funds. Only the payments received are taxable in the year received. Any earnings or growth of the principal is not taxed until actual repatriation occurs. You also have more flexibility in the types of investments the client prefers in the annuity. The client can also burrow against the annuity if necessary. Our private annuity program also offers estate planning advantages as well. In this annuity, any principal remaining upon the client's death is not subject to estate taxes. It will pass under the insurance program to your named beneficiaries free of any taxes. This is a proven and time tested way to transfer wealth free of astronomical estate taxes for our affluent clients, many of whom have saved millions in wealth transfer inheritance taxes.
SWISS ANNUITIES
are a very good product but they are quite different from the private annuity. They have been in use for a long time and Swiss annuities are a safe, secure and proven investment product. However, there is an IRS excise tax due upon the purchase of the Swiss annuity, but none exists on the purchase of a private annuity. The excise tax is on the total amount transferred into the Swiss annuity. These annuities usually offer fixed rate returns in different currencies which subjects the client to currency fluctuations for a modest fixed income return. Swiss annuities allow gold investments but they do not allow the client to direct the nature of the investment to the extent one can in a private annuity. Moreover, there is no U.S. tax deferral with a Swiss annuity. The client must pay annual income taxes on the earnings on the annuity which decreases the annuity portfolio value, whereas the private annuity compounds your earnings and wealth. The management fees for a Swiss annuity are also greater than for the private annuity
HEDGE FUNDS
are a non-correlated to the stock market performance because they can trade both long and short and make excellent returns regardless of the direction of the market. Our top Hedge Funds profit from market volatility, have low drawdown which minimizes losses, and average annual returns of 30%.
VENTURE CAPITAL
offers the potential for a life time return on investment from one venture capital fund or from just one PRE-IPO stock investment. These private equity opportunities offer a tremendous multiple return on investment because you secure a low stock price in an emerging growth company which can multiply 10, 100, or 1,000 times or more in value and capitalization when the company goes public or gets acquired. The top private venture capital funds have averaged a 10-1 return on investment over a seven to ten year holding period since 1970. Our providers of direct investment into PRE-IPO individual stocks have a track record of returns as high as 3,000 to 1. We have several providers who have returned on a $50,000 investment into private equity better than $1,000,000 after the company went public, that's a 20 to 1 return on invested venture capital in just a few years.
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